How do essential vs supplemental life insurance needs differ in a plan?

How do essential vs supplemental life insurance needs differ in a plan?

• A. Essential covers core income replacement and debt needs; supplemental fills additional protections or objectives.
• B. Essential covers all assets; supplemental is optional.
• C. Supplemental covers core income replacement; essential is extra.
• D. Essential is only for liquidity taxes; supplemental for investments.

Answer: (A)